Business Owners Insurance is built to protect your unique business.
Safeguard the future of your company with Business Insurance. Business insurance helps cover costs associated with property damage, lawsuits, employee injuries, and other unexpected events that could severely impact a business’s finances.
What are the different types of Business Insurance?
The different types of available insurances for businesses are Commercial Auto/Trucking, General Liability, Business Owner’s, Workers’ Compensation, Professional Liability, Cyber Liability, and more. For an added layer of protection, business owners can purchase Umbrella Insurance.
Medical office insurance
Obtaining insurance can assist in providing a layer of protection and support. Some of the most common risk factors in the medical industry that may be covered with medical office insurance include:
- Cyber Crime
- Employee Lawsuits
- Fiduciary Crime
- Medical Malpractice
- Medical Equipment Replacement
- Needlestick Injuries
- Regulatory Billing Errors
- Spoilage of Medical Supplies
Trucking Insurance
Trucking insurance policies may include coverage for liability, physical damage, cargo, and uninsured/underinsured motorist liability. Commercial trucks such as tow trucks, tractor-trailers, garbage trucks, box trucks, flatbed trucks, and tank trucks should have specialized coverage based on the type of cargo they carry and the anticipated mileage during the year. Coverage needs could also change depending on whether you cross borders into other jurisdictions.
Church insurance
Houses of worship are unique in the type of insurance they require for the risks they face. Church insurance is a type of business insurance that protects the owners of houses of worship against specific risks. Additional coverage options that may be added to a church insurance policy include:
- Abuse and Molestation Liability
- Directors and Officers Liability
- Hired/Non-Owned Auto
- Professional Liability
- Religious Freedom
- Stained Glass
Business Owners Insurance
A business owners insurance policy, or BOP, combines business property and business liability insurance into one convenient policy. Business liability insurance may cover personal injuries to people you deal with and damages to their property. Property insurance may cover risks associated with your premises, equipment, and vehicles. In addition, it may often include any associated loss of business.
Commercial Umbrella Insurance
Commercial umbrella insurance provides an extra layer of liability protection by covering costs that go beyond your other liability coverage limits. In other words, commercial umbrella insurance complements your other liability coverages by taking over when your other liability coverage limits have been reached.
workers compensation insurance
Workers’ compensation insurance is a type of social insurance that provides medical and wage benefits to employees who are injured or become ill at work. It is typically purchased by employers and is designed to protect both employees and employers from financial burdens associated with workplace injuries or illnesses.
Business Needs
Get some peace of mind and see how The Holden Agency could help protect your business. The Holden Agency can tailor coverages across a variety of carriers and a variety industries, including workers’ compensation, commercial packaged solutions, agribusiness insurance and more.
