Auto insurance provides the coverage you need for the road.
Get coverage to protect your vehicle and your loved ones.
Your vehicle is often the biggest asset aside from your home— Getting the right coverage from the right insurance carrier is a very important decision. Comparing standard vs non-standard car insurance can save you thousands.
The Holden Agency will help you get the insurance coverage you need at a price you can afford. With one submission, receive quotes from Geico, Progressive, Farmers, Bristol West, Direct Auto, and more. Customize coverage to fit your budget.
How does auto insurance work?
A personal auto policy typically consists of four main parts. Part A covers liability. Part B covers medical. Part C covers uninsured/underinsured. Part D covers damages to your auto.
No-Fault State
In a no-fault state, each drivers own insurance company handles claims and pay for medical expenses including other losses after an accident, regardless of who was at fault. This can reduce lawsuits related to minor accidents.
Uninsured/Underinsured Motorist Coverage
If an uninsured or underinsured motorist causes an auto accident, your uninsured/underinsured motorist coverage may compensate you for bodily injuries and lost wages.
Bodily Injury Coverage
If you are in an auto accident that involves injury to another person, your bodily injury liability coverage helps cover your financial responsibility for any bodily injuries as a result of the accident, up to a selected limit.
Find Your Coverage
We are here to help you explore your coverage options. You may complete one auto insurance application in its entirety and your results will go directly to each major carrier in your area. Our team will then help you customize coverages as well as find any additional competitive rates.
What is included in an Auto Insurance Policy?
Not all car insurance is created equal. Some auto insurance policies simply meet legal requirements. This means your insurance may cover the damage you cause to other cars in collisions. However, auto insurance in some no-fault regions may also cover your own car or truck. Additionally, the law usually states that policies must cover some medical bills that result from a car crash.
Insurance FAQs
What do I need to do to get coverage?
To get insurance coverage, simply complete a secure online application. Your information will go directly to the standard auto insurance carriers in your region and you will receive rates based on the information entered. A member of our team will contact you to bind your policy and you will be issued your policy information along with your insurance card.
How can I handle additional insured requests?
Our online policy management system features a user-friendly “Add Additional Insured” section where you can easily submit and manage requests.
Can I make changes to my policy term?
Reach out to us, and we will do our best to accommodate any requested changes or amendments! You will receive a renewal notification at the time of your renewal. At that time you may request our team to shop for new rates or remain in your current policy.
How does billing and payments work?
You will receive a bill directly from your insurance carrier. All payments will be made directly to your insurance carrier.
Can I receive an invoice for my insurance purchase?
Absolutely, our friendly customer support team is ready to assist. Simply reach out to us with your purchase information.
Do you still have certain concerns or doubts? We’re here to help!
Are you struggling to find the solutions you need? We’d be happy to have a conversation with you.